The Property DecisionEvery step of a move, costed honestly

Running a Home

Hiring a builder without losing control of the job

The problems on domestic building work are usually about scope, sequence and payment rather than about craftsmanship.

Aged heating battery made of cast iron near windowsill with curtains in house
Photograph by Erik Mclean via Pexels
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Both approaches to hiring trades work. What differs is what they cost you, and the cost is what this sets out.

The difference in one place

  • A written specification is what makes quotes comparable.
  • Payment should follow completed work, not precede it.
  • A quotation and an estimate are different commitments.

Write the specification first

Most disputes on domestic work come from a scope that was never written down, which leaves both sides genuinely believing something different. Write what is to be done, what materials are to be used, what is included in making good and what is excluded.

Give the same document to every firm you ask, because otherwise you are comparing three different jobs rather than three prices. Specify who supplies materials, who removes waste, who provides welfare facilities and who is responsible for protecting the rest of the house. On anything substantial, paying an architect or a surveyor to prepare a specification usually saves more than it costs.

Quotations, estimates and variations

A quotation is normally a fixed price for defined work, while an estimate is an indication that can change, and the distinction matters legally in many jurisdictions. Ask which you have been given, and get it in writing with the specification referenced rather than a single line and a figure.

Put simply, agree in advance how variations will be priced and recorded, since changes are where budgets are lost on almost every project. Insist that no variation proceeds without written agreement on cost, because verbal approvals accumulate invisibly and appear on the final invoice. Where work is genuinely uncertain, a schedule of rates for the unknown parts is more honest than a fixed price with a large margin.

Checking the firm

Ask for addresses of recent similar work and visit one, because a conversation with a previous client is worth more than any review. Check public liability insurance and, where the work requires it, membership of a relevant competent person or trade registration scheme.

Confirm who will actually do the work, since firms subcontract and the quality you saw may not be the team you get. Be cautious about anybody who cannot provide an address, who pressures you to decide quickly, or who appears without being sought. A firm with a waiting list is usually a better sign than one available immediately, particularly in a busy market.

Payment structure

Stage payments should follow completed and inspected work rather than precede it, and the schedule should be in the agreement. A deposit for materials on a large job can be reasonable, but a large upfront payment before work starts is a warning sign. Retaining a modest final payment until snagging is complete gives you the only practical leverage you will have at the end.

Pay by traceable means rather than cash, since a payment record matters if there is a dispute or a warranty claim afterwards.

Be wary of a discount offered for cash, as it usually reflects a transaction that leaves you without recourse.

Running the job

Agree a start date, a rough programme and how you will communicate, then keep a short written record of decisions taken on site. Visit regularly and ask questions early, because a misunderstanding is cheap to correct on the day and expensive after plastering.

Do not change your mind repeatedly, since indecision costs money and goodwill faster than anything else on a small site. Expect disruption and dust beyond what you imagined, and agree what protection will be in place for the parts of the house still in use. Keep the neighbours informed about noise, deliveries and parking, since a complaint can stop work in ways you cannot control.

None of this is a substitute for talking to a clinician if something feels wrong.

Paperwork at the end

Obtain certificates for electrical, gas and any other regulated work, and keep them because a buyer will ask for them. Where building control approval was required, ensure the completion documentation is obtained rather than left outstanding. Collect guarantees for materials and workmanship, and check what they actually cover and whether they transfer on sale.

The useful part is this: take photographs during the work of pipework, cabling and structure before they are covered, since that record is useful for years. File everything in the house file, because undocumented work is worth less at sale than the same work with paperwork behind it.

Side by side

ConsiderationWhat it means in practice
Write the specification firstA written specification is what makes quotes comparable.
Quotations, estimates and variationsPayment should follow completed work, not precede it.
Checking the firmA quotation and an estimate are different commitments.

The takeaway

Write the specification, get three prices for the same document, agree how variations are priced, and pay for work already done.

Small and repeatable beats ambitious and abandoned, almost every time.

Questions readers ask

How much deposit should a builder ask for?

A contribution towards materials on a large job can be reasonable. A large payment before any work starts is a warning sign, and payments should follow completed stages.

What is the difference between a quote and an estimate?

A quotation is normally a fixed price for defined work; an estimate is an indication that can change. Ask which you have been given and get it in writing.

Running a Homerunningbuilderscontractsrenovation
Gareth Pryce
Editor, The Property Decision

Gareth edits The Property Decision and has sat through more chains collapsing than he cares to count.

Also by Gareth Pryce